About Own The Roof

Shaping the new world of homeownership

We believe everyone deserves a shot at owning a home — regardless of their credit score or bank balance. Our job is to connect you with the grants and down payment assistance programs that make it possible.

Over 35 years of expertise helping renters become homeowners.

Our mission

You don't need $20,000 saved to buy a home

Too many people believe they need $20,000 or more in the bank before they can buy. That simply isn't true.

We've helped countless renters unlock the door to their own place with just $2,000–$3,000 out of pocket — by connecting them with down payment assistance programs and grants they never knew existed.

See What You Qualify For
A family on the path to homeownership
Why we're here

We're here to celebrate you

You're here because, deep down, you know owning your own home is possible — and you're ready to find the programs that make it happen.

You're done with landlords and rent increases. You're not looking for more reasons you can't buy. You're looking for a community that believes you can — and celebrates every renter who becomes a homeowner.

Homebuyers accessing grants and down payment assistance
Why choose us

35+ years of getting people the keys

Everyone's situation is different. We build customized strategies that get you into a home of your own — whatever your credit score or savings look like.

35+
Years of expertise
2,500+
Programs we search
$0
To get started
All
Credit situations welcome
Our process

Three steps from renter to homeowner

A clear path, with help at every stage.

1

Find your program

Browse the down payment and grant programs available for your situation and find the ones that fit.

Search programs →
2

Discover your dream home

Find a property tailored to your lifestyle and budget — with assistance lined up to help you afford it.

Learn how →
3

Seal the deal

Make the final decisions and close on your home — with us guiding you to the finish line.

Book a call →

Ready to find your path to homeownership?

Start with a free program search, or book a no-pressure call. Whatever your starting point, we'll help you take the next step.

Find My Grants

Free tools, free education, and a real path to the keys.